{"id":5800,"date":"2020-10-09T14:10:17","date_gmt":"2020-10-09T07:10:17","guid":{"rendered":"https:\/\/bap-software.net\/?post_type=knowledge&#038;p=5800"},"modified":"2025-06-24T10:01:43","modified_gmt":"2025-06-24T03:01:43","slug":"mobile-wallet","status":"publish","type":"knowledge","link":"https:\/\/bap-software.net\/vi\/knowledge\/mobile-wallet\/","title":{"rendered":"T\u00ecm hi\u1ec3u v\u1ec1 V\u00ed di \u0111\u1ed9ng: C\u00e1ch qu\u1ea3n l\u00fd ti\u1ec1n m\u00e3 h\u00f3a tr\u00ean \u0111i\u1ec7n tho\u1ea1i"},"content":{"rendered":"<p><\/p>\n<p data-start=\"181\" data-end=\"556\">Do c\u00f3 nhi\u1ec1u v\u1ee5 tr\u1ed9m c\u1eafp x\u1ea3y ra t\u1ea1i c\u00e1c s\u00e0n giao d\u1ecbch ti\u1ec1n m\u00e3 h\u00f3a, n\u00ean ng\u00e0y c\u00e0ng nhi\u1ec1u ng\u01b0\u1eddi t\u00ecm ki\u1ebfm nh\u1eefng ph\u01b0\u01a1ng th\u1ee9c an to\u00e0n nh\u1ea5t \u0111\u1ec3 qu\u1ea3n l\u00fd v\u00e0 b\u1ea3o v\u1ec7 t\u00e0i s\u1ea3n c\u1ee7a m\u00ecnh. B\u00e0i vi\u1ebft n\u00e0y s\u1ebd gi\u00fap b\u1ea1n hi\u1ec3u r\u00f5 v\u1ec1 <strong data-start=\"388\" data-end=\"418\">v\u00ed di \u0111\u1ed9ng (mobile wallet)<\/strong> \u2014 m\u1ed9t n\u1ec1n t\u1ea3ng gi\u00fap b\u1ea1n qu\u1ea3n l\u00fd v\u00e0 trao \u0111\u1ed5i t\u00e0i s\u1ea3n s\u1ed1 \u2014 t\u1eeb kh\u00e1i ni\u1ec7m, c\u00e1ch ho\u1ea1t \u0111\u1ed9ng cho \u0111\u1ebfn nh\u1eefng v\u00ed ph\u1ed5 bi\u1ebfn tr\u00ean th\u1ecb tr\u01b0\u1eddng hi\u1ec7n nay.<\/p>\n<h2 data-start=\"563\" data-end=\"594\"><strong data-start=\"567\" data-end=\"594\">1. Mobile Wallet l\u00e0 g\u00ec?<\/strong><\/h2>\n<p data-start=\"596\" data-end=\"901\"><strong data-start=\"596\" data-end=\"613\">Mobile Wallet<\/strong> l\u00e0 m\u1ed9t v\u00ed \u1ea3o d\u00f9ng \u0111\u1ec3 l\u01b0u tr\u1eef t\u1ea5t c\u1ea3 th\u00f4ng tin v\u1ec1 c\u00e1c lo\u1ea1i th\u1ebb thanh to\u00e1n nh\u01b0 th\u1ebb ghi n\u1ee3 (debit), th\u1ebb t\u00edn d\u1ee5ng (credit) ngay tr\u00ean \u0111i\u1ec7n tho\u1ea1i c\u1ee7a b\u1ea1n. Nh\u1edd v\u1eady, ng\u01b0\u1eddi d\u00f9ng ch\u1ec9 c\u1ea7n mang theo \u0111i\u1ec7n tho\u1ea1i \u0111\u1ec3 mua s\u1eafm t\u1ea1i c\u1eeda h\u00e0ng ho\u1eb7c giao d\u1ecbch t\u1ea1i nh\u1eefng n\u01a1i ch\u1ea5p nh\u1eadn thanh to\u00e1n qua v\u00ed di \u0111\u1ed9ng.<\/p>\n<div id=\"attachment_5805\" style=\"width: 660px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-5805\" class=\"wp-image-5805 size-full\" src=\"https:\/\/cdn.bap-software.net\/2020\/10\/mobile-wallet.jpg\" alt=\"Mobile wallet\" width=\"650\" height=\"400\" \/><p id=\"caption-attachment-5805\" class=\"wp-caption-text\">Mobile wallet &#8211; Source: Daily Fintech<\/p><\/div>\n<h2 data-start=\"908\" data-end=\"953\"><strong data-start=\"912\" data-end=\"953\">2. C\u01a1 ch\u1ebf ho\u1ea1t \u0111\u1ed9ng c\u1ee7a Mobile Wallet<\/strong><\/h2>\n<p data-start=\"955\" data-end=\"1290\">S\u1ef1 ph\u00e1t tri\u1ec3n nhanh ch\u00f3ng c\u1ee7a c\u00f4ng ngh\u1ec7 \u0111\u00e3 khi\u1ebfn c\u00e1c giao d\u1ecbch gi\u1eefa ng\u01b0\u1eddi mua v\u00e0 ng\u01b0\u1eddi b\u00e1n tr\u1edf n\u00ean s\u1ed1 h\u00f3a nhi\u1ec1u h\u01a1n bao gi\u1edd h\u1ebft. T\u1eeb s\u1ef1 tr\u1ed7i d\u1eady c\u1ee7a c\u00e1c n\u1ec1n t\u1ea3ng th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed cho \u0111\u1ebfn c\u1ed1 v\u1ea5n t\u00e0i ch\u00ednh t\u1ef1 \u0111\u1ed9ng (Robo Advisor) v\u00e0 \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh, c\u00e1c doanh nghi\u1ec7p bu\u1ed9c ph\u1ea3i thay \u0111\u1ed5i c\u00e1ch v\u1eadn h\u00e0nh \u0111\u1ec3 th\u00edch nghi v\u1edbi xu h\u01b0\u1edbng m\u1edbi.<\/p>\n<p data-start=\"1292\" data-end=\"1535\">Trong \u0111\u00f3, c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh (fintech) \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng khi gi\u00fap t\u1ea1o ra h\u00e0ng ng\u00e0n c\u00f4ng c\u1ee5 v\u00e0 d\u1ecbch v\u1ee5 ti\u1ec7n \u00edch, ti\u1ebft ki\u1ec7m chi ph\u00ed v\u00e0 d\u1ec5 s\u1eed d\u1ee5ng cho ng\u01b0\u1eddi ti\u00eau d\u00f9ng. L\u0129nh v\u1ef1c thanh to\u00e1n \u0111ang l\u00e0 m\u1ed9t trong nh\u1eefng m\u1ea3ng c\u00f3 nhi\u1ec1u \u0111\u1ed5i m\u1edbi nh\u1ea5t.<\/p>\n<p data-start=\"1537\" data-end=\"1761\">V\u1edbi vi\u1ec7c s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 di \u0111\u1ed9ng nh\u01b0 smartphone, m\u00e1y t\u00ednh b\u1ea3ng hay \u0111\u1ed3ng h\u1ed3 th\u00f4ng minh, c\u00e1c doanh nghi\u1ec7p v\u00e0 ng\u01b0\u1eddi d\u00f9ng \u0111ang d\u1ea7n th\u00edch nghi v\u1edbi c\u1ea3 giao d\u1ecbch tr\u1ef1c tuy\u1ebfn v\u00e0 ngo\u1ea1i tuy\u1ebfn th\u00f4ng qua c\u00e1c thi\u1ebft b\u1ecb nh\u01b0 mobile wallet.<\/p>\n<p data-start=\"1763\" data-end=\"1966\">Mobile wallet c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c c\u00e0i \u0111\u1eb7t d\u01b0\u1edbi d\u1ea1ng \u1ee9ng d\u1ee5ng tr\u00ean \u0111i\u1ec7n tho\u1ea1i ho\u1eb7c l\u00e0 m\u1ed9t t\u00ednh n\u0103ng s\u1eb5n c\u00f3 trong thi\u1ebft b\u1ecb. C\u00e1c lo\u1ea1i v\u00ed n\u00e0y l\u01b0u tr\u1eef th\u00f4ng tin th\u1ebb t\u00edn d\u1ee5ng, th\u1ebb ghi n\u1ee3, th\u1ebb t\u00edch \u0111i\u1ec3m, th\u1ebb \u01b0u \u0111\u00e3i,&#8230;<\/p>\n<p data-start=\"1968\" data-end=\"2170\">Khi ng\u01b0\u1eddi d\u00f9ng c\u00e0i \u0111\u1eb7t \u1ee9ng d\u1ee5ng v\u00e0 nh\u1eadp th\u00f4ng tin thanh to\u00e1n, v\u00ed s\u1ebd l\u01b0u tr\u1eef th\u00f4ng tin \u0111\u00f3 b\u1eb1ng c\u00e1ch li\u00ean k\u1ebft v\u1edbi m\u00e3 \u0111\u1ecbnh danh c\u00e1 nh\u00e2n nh\u01b0 m\u00e3 PIN, kh\u00f3a b\u1ea3o m\u1eadt, m\u00e3 QR ho\u1eb7c th\u1eadm ch\u00ed l\u00e0 h\u00ecnh \u1ea3nh ch\u1ee7 s\u1edf h\u1eefu.<\/p>\n<p data-start=\"2172\" data-end=\"2367\">Khi thanh to\u00e1n, \u1ee9ng d\u1ee5ng mobile wallet s\u1ebd s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 <strong data-start=\"2232\" data-end=\"2266\">NFC (Near Field Communication)<\/strong> \u2013 giao ti\u1ebfp tr\u01b0\u1eddng g\u1ea7n \u2013 d\u00f9ng c\u1ea3m \u1ee9ng t\u1eeb \u0111\u1ec3 k\u1ebft n\u1ed1i gi\u1eefa hai thi\u1ebft b\u1ecb khi ti\u1ebfp x\u00fac ho\u1eb7c \u0111\u1ec3 g\u1ea7n nhau.<\/p>\n<div id=\"attachment_5804\" style=\"width: 660px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-5804\" class=\"wp-image-5804 size-full\" src=\"https:\/\/cdn.bap-software.net\/2020\/10\/what-is-a-mobile-wallet.jpg\" alt=\"What is a mobile wallet\" width=\"650\" height=\"250\" \/><p id=\"caption-attachment-5804\" class=\"wp-caption-text\">NFC technology &#8211; Source: Gokeyless<\/p><\/div>\n<p data-start=\"2369\" data-end=\"2580\">C\u00f4ng ngh\u1ec7 <strong data-start=\"2379\" data-end=\"2386\">NFC<\/strong> s\u1eed d\u1ee5ng m\u00e3 \u0111\u1ecbnh danh c\u00e1 nh\u00e2n \u0111\u1ec3 truy\u1ec1n th\u00f4ng tin thanh to\u00e1n \u0111\u1ebfn thi\u1ebft b\u1ecb POS c\u1ee7a ng\u01b0\u1eddi b\u00e1n. Vi\u1ec7c truy\u1ec1n th\u00f4ng tin \u0111\u01b0\u1ee3c k\u00edch ho\u1ea1t khi ng\u01b0\u1eddi d\u00f9ng qu\u1eb9t \u0111i\u1ec7n tho\u1ea1i qua thi\u1ebft b\u1ecb NFC ho\u1eb7c qu\u00e9t m\u00e3 QR.<\/p>\n<p data-start=\"2582\" data-end=\"2768\">Tuy nhi\u00ean, kh\u00f4ng ph\u1ea3i t\u1ea5t c\u1ea3 c\u00e1c thi\u1ebft b\u1ecb di \u0111\u1ed9ng \u0111\u1ec1u h\u1ed7 tr\u1ee3 c\u00f4ng ngh\u1ec7 NFC \u2013 bao g\u1ed3m c\u1ea3 iPhone. \u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi d\u00f9ng iPhone, v\u1eabn c\u00f3 nh\u1eefng c\u00e1ch kh\u00e1c \u0111\u1ec3 s\u1eed d\u1ee5ng mobile wallet trong c\u1eeda h\u00e0ng.<\/p>\n<p data-start=\"2770\" data-end=\"2937\">V\u00ed d\u1ee5, <strong data-start=\"2777\" data-end=\"2787\">PayPal<\/strong> cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng thanh to\u00e1n ch\u1ec9 b\u1eb1ng s\u1ed1 \u0111i\u1ec7n tho\u1ea1i t\u1ea1i qu\u1ea7y. S\u1ed1 \u0111i\u1ec7n tho\u1ea1i n\u00e0y ph\u1ea3i \u0111\u01b0\u1ee3c li\u00ean k\u1ebft v\u1edbi t\u00e0i kho\u1ea3n PayPal \u0111\u1ec3 giao d\u1ecbch \u0111\u01b0\u1ee3c x\u00e1c nh\u1eadn.<\/p>\n<p data-start=\"2939\" data-end=\"3075\">Trong khi \u0111\u00f3, c\u00e1c v\u00ed kh\u00e1c nh\u01b0 <strong data-start=\"2969\" data-end=\"2980\">LevelUp<\/strong> s\u1eed d\u1ee5ng m\u00e3 QR \u0111\u1ec3 nh\u1eadn di\u1ec7n v\u00e0 thanh to\u00e1n \u2013 m\u1ed7i \u1ee9ng d\u1ee5ng c\u00f3 c\u00e1ch x\u00e1c minh ng\u01b0\u1eddi d\u00f9ng kh\u00e1c nhau.<\/p>\n<p data-start=\"3077\" data-end=\"3360\">Ngo\u00e0i ra, <strong data-start=\"3087\" data-end=\"3160\">vi\u1ec7c gian l\u1eadn nh\u01b0 \u0111\u00e1nh c\u1eafp danh t\u00ednh kh\u00f3 x\u1ea3y ra h\u01a1n v\u1edbi mobile wallet<\/strong>. Trong khi th\u1ebb v\u1eadt l\u00fd c\u00f3 th\u1ec3 b\u1ecb sao ch\u00e9p ho\u1eb7c \u0111\u00e1nh c\u1eafp d\u1ec5 d\u00e0ng, smartphone th\u00ec kh\u00f4ng d\u1ec5 b\u1ecb nh\u01b0 v\u1eady v\u00ec c\u00f2n c\u00f3 l\u1edbp x\u00e1c th\u1ef1c b\u1eb1ng m\u1eadt kh\u1ea9u ho\u1eb7c d\u1ea5u v\u00e2n tay. M\u1ed9t s\u1ed1 v\u00ed c\u00f2n \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 b\u1edfi m\u00e3 h\u00f3a d\u1eef li\u1ec7u.<\/p>\n<p data-start=\"3362\" data-end=\"3573\">H\u01a1n n\u1eefa, <strong data-start=\"3371\" data-end=\"3455\">mobile wallet c\u00f2n r\u1ea5t h\u1eefu \u00edch cho c\u00e1c nh\u00e0 b\u00e1n l\u1ebb c\u00f3 l\u01b0\u1ee3ng giao d\u1ecbch l\u1edbn m\u1ed7i ng\u00e0y<\/strong>, gi\u00fap ti\u1ebft ki\u1ec7m th\u1eddi gian thanh to\u00e1n v\u00e0 t\u0103ng hi\u1ec7u su\u1ea5t v\u1eadn h\u00e0nh \u2013 mang l\u1ea1i l\u1ee3i \u00edch cho c\u1ea3 kh\u00e1ch h\u00e0ng v\u00e0 doanh nghi\u1ec7p.<\/p>\n<h2 data-start=\"3580\" data-end=\"3630\"><strong data-start=\"3584\" data-end=\"3630\">3. So s\u00e1nh Mobile Wallet v\u00e0 Digital Wallet<\/strong><\/h2>\n<div id=\"attachment_5803\" style=\"width: 660px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-5803\" class=\"wp-image-5803 size-full\" src=\"https:\/\/cdn.bap-software.net\/2020\/10\/mobile-wallet-type.jpg\" alt=\"Mobile wallet type\" width=\"650\" height=\"338\" \/><p id=\"caption-attachment-5803\" class=\"wp-caption-text\">Different between digital wallets and mobile wallets &#8211; Source: Peerbits<\/p><\/div>\n<p data-start=\"3632\" data-end=\"3770\">M\u1eb7c d\u00f9 mobile wallet v\u00e0 <a href=\"https:\/\/bap-software.net\/vi\/knowledge\/what-is-a-digital-wallets\/\">digital wallet<\/a> \u0111\u1ec1u \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 thanh to\u00e1n \u0111i\u1ec7n t\u1eed, nh\u01b0ng ch\u00fang c\u00f3 m\u1ed9t s\u1ed1 kh\u00e1c bi\u1ec7t nh\u1ecf v\u1ec1 c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng.<\/p>\n<ul data-start=\"3772\" data-end=\"4054\">\n<li data-start=\"3772\" data-end=\"3906\">\n<p data-start=\"3774\" data-end=\"3906\"><strong data-start=\"3774\" data-end=\"3792\">Digital wallet<\/strong> ch\u1ee7 y\u1ebfu \u0111\u01b0\u1ee3c d\u00f9ng \u0111\u1ec3 thanh to\u00e1n tr\u1ef1c tuy\u1ebfn v\u00e0 c\u00f3 th\u1ec3 kh\u00f4ng nh\u1ea5t thi\u1ebft ph\u1ea3i l\u00e0 m\u1ed9t \u1ee9ng d\u1ee5ng tr\u00ean thi\u1ebft b\u1ecb di \u0111\u1ed9ng.<\/p>\n<\/li>\n<li data-start=\"3907\" data-end=\"4054\">\n<p data-start=\"3909\" data-end=\"4054\"><strong data-start=\"3909\" data-end=\"3926\">Mobile wallet<\/strong> th\u01b0\u1eddng \u0111\u01b0\u1ee3c d\u00f9ng b\u1edfi nh\u1eefng ng\u01b0\u1eddi kh\u00f4ng mu\u1ed1n mang theo v\u00ed v\u1eadt l\u00fd, v\u00e0 th\u1ef1c hi\u1ec7n thanh to\u00e1n b\u1eb1ng \u0111i\u1ec7n tho\u1ea1i ho\u1eb7c thi\u1ebft b\u1ecb di \u0111\u1ed9ng.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"4056\" data-end=\"4261\">V\u00ed d\u1ee5: <strong data-start=\"4063\" data-end=\"4083\">T\u00e0i kho\u1ea3n PayPal<\/strong> v\u1ec1 c\u01a1 b\u1ea3n l\u00e0 m\u1ed9t d\u1ea1ng v\u00ed \u0111i\u1ec7n t\u1eed (digital wallet). Nh\u01b0ng khi b\u1ea1n s\u1eed d\u1ee5ng PayPal tr\u00ean thi\u1ebft b\u1ecb di \u0111\u1ed9ng \u0111\u1ec3 thanh to\u00e1n t\u1ea1i c\u1eeda h\u00e0ng, th\u00ec ch\u1ee9c n\u0103ng \u0111\u00f3 \u0111\u01b0\u1ee3c xem l\u00e0 <strong data-start=\"4243\" data-end=\"4260\">mobile wallet<\/strong>.<\/p>\n<h2 data-start=\"4268\" data-end=\"4314\"><strong data-start=\"4272\" data-end=\"4314\">4. C\u00e1c \u1ee9ng d\u1ee5ng Mobile Wallet ph\u1ed5 bi\u1ebfn<\/strong><\/h2>\n<h3 data-start=\"4316\" data-end=\"4339\"><strong data-start=\"4321\" data-end=\"4339\">4.1. Apple Pay<\/strong><\/h3>\n<div id=\"attachment_5802\" style=\"width: 660px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-5802\" class=\"wp-image-5802 size-full\" src=\"https:\/\/cdn.bap-software.net\/2020\/10\/mobile-wallet-recommended.jpg\" alt=\"Mobile wallet recommended\" width=\"650\" height=\"325\" \/><p id=\"caption-attachment-5802\" class=\"wp-caption-text\">Apple Pay &#8211; Source: 9to5marc<\/p><\/div>\n<p data-start=\"4340\" data-end=\"4649\">\u0110\u00e2y l\u00e0 \u1ee9ng d\u1ee5ng thanh to\u00e1n di \u0111\u1ed9ng c\u1ee7a Apple, ho\u1ea1t \u0111\u1ed9ng d\u1ef1a tr\u00ean c\u00f4ng ngh\u1ec7 NFC. Ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 thanh to\u00e1n t\u1ea1i c\u00e1c c\u1eeda h\u00e0ng ch\u1ec9 b\u1eb1ng c\u00e1ch \u0111\u01b0a iPhone l\u1ea1i g\u1ea7n m\u00e1y POS v\u00e0 s\u1eed d\u1ee5ng <strong data-start=\"4518\" data-end=\"4530\">Touch ID<\/strong> ho\u1eb7c <strong data-start=\"4536\" data-end=\"4547\">Face ID<\/strong> \u0111\u1ec3 x\u00e1c th\u1ef1c giao d\u1ecbch. Apple Pay c\u00f2n cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng l\u01b0u th\u00f4ng tin th\u1ebb t\u00edn d\u1ee5ng m\u1ed9t c\u00e1ch an to\u00e0n.<\/p>\n<h3 data-start=\"4651\" data-end=\"4676\"><strong data-start=\"4656\" data-end=\"4676\">4.2. Samsung Pay<\/strong><\/h3>\n<div id=\"attachment_5801\" style=\"width: 660px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-5801\" class=\"wp-image-5801 size-full\" src=\"https:\/\/cdn.bap-software.net\/2020\/10\/mobile-wallet-comparison.jpg\" alt=\"Mobile wallet comparison\" width=\"650\" height=\"406\" \/><p id=\"caption-attachment-5801\" class=\"wp-caption-text\">Samsung wallet &#8211; Source: XDA developers<\/p><\/div>\n<p data-start=\"4677\" data-end=\"4921\">Samsung Pay l\u00e0 d\u1ecbch v\u1ee5 thanh to\u00e1n ri\u00eang c\u1ee7a Samsung. Ngo\u00e0i vi\u1ec7c h\u1ed7 tr\u1ee3 NFC, <strong data-start=\"4753\" data-end=\"4813\">Samsung Pay c\u00f3 th\u00eam l\u1ee3i th\u1ebf l\u00e0 h\u1ed7 tr\u1ee3 c\u1ea3 m\u00e1y qu\u1eb9t th\u1ebb t\u1eeb<\/strong> (do Samsung mua l\u1ea1i c\u00f4ng ngh\u1ec7 MST t\u1eeb LoopPay). Nh\u1edd \u0111\u00f3, Samsung Pay c\u00f3 th\u1ec3 ho\u1ea1t \u0111\u1ed9ng t\u1ea1i nhi\u1ec1u c\u1eeda h\u00e0ng h\u01a1n.<\/p>\n<h3 data-start=\"4923\" data-end=\"4948\"><strong data-start=\"4928\" data-end=\"4948\">4.3. Android Pay<\/strong><\/h3>\n<div id=\"attachment_5806\" style=\"width: 660px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-5806\" class=\"wp-image-5806 size-full\" src=\"https:\/\/cdn.bap-software.net\/2020\/10\/mobile-wallet-app.jpg\" alt=\"Mobile wallet app\" width=\"650\" height=\"280\" \/><p id=\"caption-attachment-5806\" class=\"wp-caption-text\">Android payment &#8211; Source: Mobile World live<\/p><\/div>\n<p data-start=\"4949\" data-end=\"5211\">Android Pay l\u00e0 d\u1ecbch v\u1ee5 thanh to\u00e1n t\u1eebng \u0111\u01b0\u1ee3c Google ph\u00e1t tri\u1ec3n tr\u01b0\u1edbc khi s\u00e1p nh\u1eadp l\u1ea1i th\u00e0nh Google Pay. V\u1edbi n\u1ec1n t\u1ea3ng m\u1edf, Android Pay c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c d\u00f9ng tr\u00ean nhi\u1ec1u thi\u1ebft b\u1ecb (ngo\u00e0i Apple), mi\u1ec5n l\u00e0 thi\u1ebft b\u1ecb c\u00f3 <strong data-start=\"5153\" data-end=\"5165\">chip NFC<\/strong> v\u00e0 ch\u1ea1y h\u1ec7 \u0111i\u1ec1u h\u00e0nh <strong data-start=\"5187\" data-end=\"5210\">Android 4.4 tr\u1edf l\u00ean<\/strong>.<\/p>\n<p data-start=\"5218\" data-end=\"5472\">Tr\u00ean \u0111\u00e2y l\u00e0 chia s\u1ebb nh\u1ecf c\u1ee7a <strong data-start=\"5246\" data-end=\"5253\">BAP<\/strong> \u0111\u1ec3 gi\u00fap b\u1ea1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 <strong data-start=\"5281\" data-end=\"5311\">v\u00ed di \u0111\u1ed9ng (mobile wallet)<\/strong> \u2013 m\u1ed9t ph\u1ea7n trong h\u1ec7 sinh th\u00e1i c\u00f4ng ngh\u1ec7 nh\u01b0 <a href=\"https:\/\/bap-software.net\/vi\/services\/blockchain-technology\/\"><strong data-start=\"5356\" data-end=\"5370\">Blockchain<\/strong><\/a>, <a href=\"https:\/\/bap-software.net\/vi\/knowledge\/top-big-data-technologies\/\"><strong data-start=\"5372\" data-end=\"5384\">Big Data<\/strong><\/a>, <a href=\"https:\/\/bap-software.net\/vi\/services\/ai-iot\/\"><strong data-start=\"5386\" data-end=\"5392\">AI<\/strong><\/a>, <a href=\"https:\/\/bap-software.net\/vi\/services\/apps-development\/\"><strong data-start=\"5394\" data-end=\"5410\">Web Services<\/strong><\/a>,&#8230; m\u00e0 ch\u00fang t\u00f4i lu\u00f4n s\u1eb5n s\u00e0ng \u0111\u1ed3ng h\u00e0nh v\u00e0 chia s\u1ebb c\u00f9ng b\u1ea1n.<\/p>\n<p><\/p>","protected":false},"author":10,"featured_media":5805,"template":"","meta":{"_acf_changed":false},"tags":[9290],"blog-cat":[2074,2058],"class_list":["post-5800","knowledge","type-knowledge","status-publish","has-post-thumbnail","hentry","tag-blockchain-technology","blog-cat-blockchain","blog-cat-technology"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.1 (Yoast SEO v27.3) - 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