Smart Credit Scoring with AI: 22% Improvement in Loan Risk Classification Accuracy

🎯 Goal: Automatically assess customer credit scores using multiple data sources to accelerate loan processing and enable early risk detection

📦 Solution: Data Fusion + ML-based Risk Model + Explainable AI Engine

⚙️ Technology Stack: XGBoost, SHAP, Pandas, FastAPI

📈 Result: Improved risk classification accuracy by 22%, reduced loan approval time from 3 days to 6 hours

⏱️ PoC Duration: 4 weeks